Zone 4: Considerable Preparation

Financial Examiners

Projected to grow +9.3% through 2035, Financial Examiners is expanding faster than most occupations. Median pay is $94,160, and early movers in a growing field often advance faster.

About Financial Examiners

This page sets out what the federal data says about working as a financial examiners: what the job pays, how fast it is growing, and what it takes to get in. Most people arrive through a degree in Criminal Justice and what it leads to, though it is not the only route.

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.


Median Wage
$94,160
Employed Nationally
68K
Openings / Year
4,500
Entry Education
Bachelor's degree
Job Zone
Zone 4: Considerable Preparation

Also known as:

AML Director (Anti-Money Laundering Director) Anti Money Laundering Investigator (AML Investigator) Bank Compliance Officer Bank Examiner Bank Secrecy Act Anti-Money Laundering Officer (BSA/AML Officer)

How Much Do Financial Examiners Make?

Most financial examiners take home around $94,160 a year, well above what most college graduates make. Half earn somewhere between $70,660 and $129,600, so where you land depends a lot on employer, specialty and city. Worth weighing against how long the training takes. Source: BLS.

A wage on its own says nothing about whether the degree behind it pays for itself, which is a question of lifetime earnings set against the total cost of getting there.

$94,160
National Median (Annual)

Well above average for college graduates.

$71K–$130K
Middle 50% Range

25th to 75th percentile. Most workers earn within this band.


Earnings Range

The mean wage for this occupation is $106,240, above the median. A concentration of very high earners pulls the average up. The median is the better gauge of typical pay.

What Do Financial Examiners Do?

This is what the job actually looks like on a Tuesday: 5 core activities and 5 skills the work depends on. Read it before the salary, because pay matters less than whether you would want to spend your days doing this. Source: O*NET.

What You'll Do

  • Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
  • Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
  • Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
  • Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
  • Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.

Core Skills Employers Look For

Reading Comprehension Critical Thinking Speaking Active Listening Writing

Who Thrives Here

C
Conventional

Success depends on precision and structured processes, where detail-oriented people who work consistently within established systems perform best.

E
Enterprising

Leadership, influence, and business acumen are rewarded here, where managing teams, driving decisions, or persuading others shapes career outcomes.

I
Investigative

This career demands analytical thinking: researching problems, interpreting data, and applying logical reasoning to find practical solutions.

Where Do Financial Examiners Work?

What the physical and mental conditions of this job actually look like day to day, based on O*NET Work Context data collected from people working in this occupation.

Work Setting
Mixed

Split between indoor and outdoor or field settings.

Physical Demands
Light

Mix of sitting and movement throughout the day.

Stress Level
Moderate

Moderate pressure. Regular deadlines exist but are generally manageable with experience.

What Is the Job Outlook for Financial Examiners?

Through 2035 the BLS expects this field to change by +9.3%, meaning it is growing faster than most occupations, so jobs should be easier to find over time. Around 4,500 roles open up each year, which is the number that matters most if you are starting out. Source: BLS.

Growth rates are only meaningful next to other occupations, and the full list of careers with their projected growth puts this one in context.

↗ +9.3%
10-Year Growth (2025–2035)

Faster than average.

4,500
Annual Openings

New positions plus replacements for retirees and career-changers.

68K
Currently Employed

Total US employment as of BLS May 2025.

Source: BLS Employment Projections 2025–2035 and Occupational Employment and Wage Statistics May 2025.

Where the Jobs Are

The five states below employ the most Financial Examiners professionals nationwide. State-level wages can differ significantly from the $94,160 national median. Research your specific market before committing to a program.

# State Jobs Median Wage vs. National
1 New York 13,480 $128,920 +36.9%
2 Texas 5,230 $78,140 -17.0%
3 California 4,200 $106,000 +12.6%
4 Florida 4,190 $76,230 -19.0%
5 Illinois 4,050 $93,150 -1.1%

Source: BLS Occupational Employment and Wage Statistics, May 2025. Employment figures rounded. Read our methodology →

How to Get Here

To get hired here you will usually need a bachelor's degree. The 4 programs below are the most common routes in, ordered by how many people actually graduate from each one.

The next most common path is an Accounting program and the colleges offering it, which suits a different kind of applicant.

Bachelor's degree
Zone 4: Considerable Preparation

These positions typically require a bachelor's degree and several years of related experience before advancing into senior roles.


Degree Programs That Lead Here

# Program Graduates/yr 4yr Median Colleges
1 Criminal Justice 103,302 $55,378 1,899
2 Accounting 84,760 $76,194 2,112
3 Public Safety 8,130 $57,805 498
4 Taxation 1,257 — 125

Top Colleges for Aspiring Financial Examiners

Colleges offering the degree programs that lead to this career, ranked by UCD Score. A strong program plus solid outcomes is a good place to begin your search.

# College UCD Score Net Price Salary 10yr
1 CUNY Bernard M Baruch College New York, NY 93 $3,033 $75,971
2 University of Florida Gainesville, FL 93 $6,541 $71,588
3 North Florida College Madison, FL 91 $804 $33,929
4 University of Chicago Chicago, IL 91 $14,860 $91,885
5 Vanderbilt University Nashville, TN 90 $15,846 $91,565
6 University of North Carolina at Chapel Hill Chapel Hill, NC 90 $11,655 $72,200

Plan Your Path

Once you've sized up Financial Examiners, these tools turn the numbers into a plan. Estimate the real cost of a degree that leads here, weigh the long-term payoff, compare specific colleges side-by-side, and find programs that match your profile.

Financial Examiners Pros & Cons

Strong earnings and growing demand make Financial Examiners a compelling path. The 3 strengths and 2 trade-offs below are drawn from BLS wage data and employment projections.

PROS
  • Very high median salary The national median of $94,160 places this career well above average for college graduates, with significant upside at the 75th percentile.
  • Fast-growing field At +9.3% projected growth through 2035, this career grows faster than the national average of about +5%. A strong signal for long-term demand.
  • High earning ceiling Top earners (75th percentile) reach $129,600 annually. Strong performers, specialists, and those in high-cost markets have significant upside beyond the median.
CONS
  • Multi-year ramp before career-level pay This is a Job Zone 4 occupation, these positions typically require a bachelor's degree and several years of related experience before advancing into senior roles. Most workers in this field spend their first several years at entry-level pay well below the $94,160 median while building the experience employers require.
  • Entry-level pay well below the national median The 25th percentile wage of $70,660 is considerably below the $94,160 median. Early-career workers typically spend 5 or more years building toward typical pay. Factor this into any program ROI calculation.

Financial Examiners Frequently Asked Questions

How much do Financial Examiners professionals earn?
Around $94,160 a year for the typical worker, above the national median for full-time workers. The middle 50% of earners fall between $70,660 and $129,600. Treat the national figure as a starting point rather than a promise: employer size, industry and city all move it.
Is Financial Examiners a good career?
Yes, the data is strong. Median pay of $94,160 with +9.3% projected growth through 2035 is a combination most fields cannot match. The real variable is early career: workers around the 25th percentile earn $70,660, so your first employer and location will shape your trajectory more than the national number suggests.
How long does it take to work as Financial Examiners?
Expect 4 years of undergraduate education followed by 2 or more years of field experience before most employers consider you qualified for career-level positions. A bachelor's degree is the typical minimum credential. Degree programs like Criminal Justice are typical entry paths. Early-career pay during this ramp-up period will be meaningfully below the $94,160 national median. Factor that gap into any program ROI calculation.
What is the job outlook for Financial Examiners?
Employment is projected to change by +9.3% through 2035, faster than average compared with other occupations. Around 4,500 roles open each year once you count people retiring and moving on, which matters more to someone starting out than the growth rate does. 68K people do this job nationwide today, so it is an established field rather than a niche one. Source: BLS May 2025.
Why do Financial Examiners salaries vary so widely?
The $58,940 gap between the 25th ($70,660) and 75th ($129,600) percentile reflects how much employer type, industry, specialization, and geography affect pay. Entry-level roles and lower-demand markets cluster near the bottom; senior, specialized, or high-cost-metro positions push the top. In fields with this much spread, where you work and what you specialize in often matters more than years of experience.
What skills do Financial Examiners professionals need?
Mainly Reading Comprehension, Critical Thinking, Speaking, Active Listening, and Writing. Notice how many of those are habits rather than facts: they come from doing the work, not from a lecture. That is why programs with an internship or co-op requirement put you ahead of people who only studied the theory. Source: O*NET.

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