TRADES Zone 3: Medium Preparation

Insurance Appraisers

Insurance Appraisers earn $78,240 nationally at the median. The middle 50% of workers fall between $65,050 and $91,880. Where you land depends on specialization, employer, and experience.

About Insurance Appraisers

Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.


Median Wage
$78,240
Employed Nationally
12K
Openings / Year
500
Entry Education
Postsecondary nondegree award
Job Zone
Zone 3: Medium Preparation

Also known as:

Appraisal Specialist Appraiser Auto Body Appraiser Auto Body Repair Estimator Auto Collision Estimator

How Much Do Insurance Appraisers Make?

Insurance Appraisers earn $78,240 nationally, above the national median for college graduates. The middle 50% of earners fall between $65,050 and $91,880. Actual pay varies by employer, specialization, and location.

$78,240
National Median (Annual)

Above the national median for college graduates.

$65K–$92K
Middle 50% Range

25th to 75th percentile. Most workers earn within this band.


Earnings Range

What Do Insurance Appraisers Do?

O*NET data identifies 5 core activities and 5 measurable skills for Insurance Appraisers roles. Use this section to judge whether the day-to-day reality aligns with what you actually want to spend time doing.

What You'll Do

  • Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.
  • Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.
  • Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.
  • Prepare insurance forms to indicate repair cost estimates and recommendations.
  • Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.

Core Skills Employers Look For

Writing Speaking Active Listening Reading Comprehension Critical Thinking

Who Thrives Here

C
Conventional

Success depends on precision and structured processes, where detail-oriented people who work consistently within established systems perform best.

R
Realistic

Hands-on tasks, physical activity, or working with tools and real materials are central parts of the daily work here.

E
Enterprising

Leadership, influence, and business acumen are rewarded here, where managing teams, driving decisions, or persuading others shapes career outcomes.

Where Do Insurance Appraisers Work?

What the physical and mental conditions of this job actually look like day to day, based on O*NET Work Context data collected from people working in this occupation.

Work Setting
Mixed

Split between indoor and outdoor or field settings.

Physical Demands
Light

Mix of sitting and movement throughout the day.

Stress Level
Moderate

Moderate pressure. Regular deadlines exist but are generally manageable with experience.

What Is the Job Outlook for Insurance Appraisers?

The BLS projects -8.2% employment change for Insurance Appraisers through 2034, a declining trend, below the national average of +5%. About 500 openings per year keep the field accessible to new entrants.

↘ -8.2%
10-Year Growth (2024–2034)

Declining employment projected.

500
Annual Openings

New positions plus replacements for retirees and career-changers.

12K
Currently Employed

Total US employment as of BLS May 2024.

Source: BLS Employment Projections 2024–2034 and Occupational Employment and Wage Statistics May 2024.

Where the Jobs Are

The five states below employ the most Insurance Appraisers professionals nationwide. State-level wages can differ significantly from the $78,240 national median. Research your specific market before committing to a program.

# State Jobs Median Wage vs. National
1 Texas 710 $64,730 -17.3%
2 Colorado 590 $69,560 -11.1%
3 North Carolina 540 $67,490 -13.7%
4 California 510 $78,870 +0.8%
5 Florida 460 $65,900 -15.8%

Source: BLS Occupational Employment and Wage Statistics, May 2024. Employment figures rounded. Read our methodology →

How to Get Here

Most Insurance Appraisers positions require a postsecondary nondegree award to qualify. The 2 programs below are the most common academic pathways into this field, ranked by how many graduates they produce each year.

Postsecondary nondegree award
Zone 3: Medium Preparation

A medium amount of preparation is required, often an associate degree, certificate program, or apprenticeship, plus some related experience.


Degree Programs That Lead Here

# Program Graduates/yr 4yr Median Colleges
1 Vehicle Maintenance 68,347 $80,809 956
2 Insurance 2,334 $88,472 106

Top Colleges for Aspiring Insurance Appraisers

Colleges offering the degree programs that lead to this career, ranked by UCD Score. A strong program plus solid outcomes is a good place to begin your search.

# College UCD Score Net Price Salary 10yr
1 Florida State University Tallahassee, FL 90 $11,297 $61,675
2 Victor Valley College Victorville, CA 90 $1,947 $36,119
3 University of South Florida Tampa, FL 89 $9,812 $57,743
4 Columbia University in the City of New York New York, NY 88 $21,590 $102,491
5 University of Georgia Athens, GA 88 $13,936 $68,726
6 Brazosport College Lake Jackson, TX 88 $4,732 $45,910

Plan Your Path

Once you've sized up Insurance Appraisers, these tools turn the numbers into a plan. Estimate the real cost of a degree that leads here, weigh the long-term payoff, compare specific colleges side-by-side, and find programs that match your profile.

Insurance Appraisers Pros & Cons

Insurance Appraisers has real financial strengths, but declining employment projections deserve careful consideration. The 2 upsides and 1 concerns below are all data-sourced.

PROS
  • Above-average pay At $78,240 median annually, this career pays meaningfully more than most college-graduate roles. Financial return on education is typically strong.
  • Accessible entry path The typical entry requirement is a postsecondary nondegree award, lower than many comparable-paying careers. This creates a shorter path from training to first paycheck.
CONS
  • Declining employment The BLS projects -8.2% employment change through 2034. This field is expected to shrink. Automation, offshoring, or structural industry change are likely factors.

Insurance Appraisers Frequently Asked Questions

How much do Insurance Appraisers professionals earn?
The national median annual wage for Insurance Appraisers is $78,240, above the national median for full-time workers. The middle 50% of earners fall between $65,050 and $91,880. Pay varies by employer size, industry sector, specialization, and geography. National figures are a starting point, not a guarantee.
Is Insurance Appraisers a good career?
With realistic expectations. The BLS projects -8.2% employment change through 2034. This field is shrinking, not expanding. The $78,240 median wage is competitive, but most openings come from retirements and exits rather than new positions. If you're drawn to this work, differentiate through a specialized niche or adjacent certification that keeps you relevant as the broader field contracts.
How do I become a Insurance Appraisers?
Most Insurance Appraisers positions require a postsecondary nondegree award as the minimum credential. a medium amount of preparation is required, often an associate degree, certificate program, or apprenticeship, plus some related experience. Programs like Vehicle Maintenance are common starting points.
Why are Insurance Appraisers jobs declining?
The BLS projects -8.2% employment change for Insurance Appraisers through 2034. Declining occupations typically face some combination of automation, industry consolidation, offshoring, or reduced consumer demand, rarely a single cause. Despite the overall decline, about 500 openings per year are still projected, mostly replacements for workers who retire or leave, not new positions. 12K people currently work in this field, so while it's contracting, active hiring still occurs. Specialization in high-value segments of the role gives the strongest protection.
What skills do Insurance Appraisers professionals need?
O*NET data identifies the core skills employers consistently prioritize for Insurance Appraisers roles: Writing, Speaking, Active Listening, Reading Comprehension, and Critical Thinking. These develop through formal education and hands-on work. Programs with internship or co-op requirements give you a meaningful head start on the ones that take time to build.

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