Public Associate Good 67/100

Southwestern Michigan College

See admissions data, costs, student outcomes, and academic programs, all verified from official US government sources.

Compare This College

Dowagiac, Michigan

About Southwestern Michigan College

Thinking about Southwestern Michigan College, a college in Michigan where more students graduate in Liberal Arts than anything else? The four things worth knowing are what it actually costs after aid, whether you would get in, whether students finish, and what they earn after they do.

Southwestern Michigan College is a public institution offering associate degrees based in Dowagiac, Michigan. It enrolls 1,431 students (a small, tight-knit student body), according to IPEDS 2023-24 data. Every figure on this page is reported by the federal government, not supplied by the college, so it can be compared like for like against anywhere else you are looking.

Acceptance
Open
Graduation
24.9%
Net Price
$5,978
Median Earnings (10yr)
$37,303
Enrollment
1,431
Student : Faculty
17:1

Accreditor Higher Learning Commission
Academic Calendar Semester

How It Measures Up

These four scores answer one question: compared with similar colleges, is this one worth the money? Each runs 0 to 100 and is judged only against its peer group (2-Year), so a community college is never marked down for not being Harvard. Everything is computed from federal data. Nobody can pay to move a score, and a pillar with missing data is left unscored rather than guessed.

Good
67/100
UCD Score · 2-Year
Outcomes 29
Value 78
Affordability 66
Selectivity —

Admissions & Acceptance Rate

As a two-year college, Southwestern Michigan College admits essentially everyone who qualifies, so plan around cost and completion instead of your odds of getting in.

Acceptance Rate
Open
SAT Range (25th–75th)
—
Not reported
ACT Range (25th–75th)
—
Not reported

Cost & Financial Aid

Ignore the sticker price. What matters is the net price, which is what a typical family pays here after grants and scholarships come off. At $5,978 a year on average, it sits well below what public colleges charge nationally. At that level cost is rarely the reason to rule a college out. Figures are College Scorecard 2023-24.

The average hides a wide spread by household income, so it is worth estimating what a family at your income would actually pay before treating this as the price.

Average Net Price
$5,978
Per year, after typical aid
Receive Pell Grants
38%
Need-based federal aid
Receive Federal Loans
16%
Borrowing to attend

Full Cost Breakdown

Published cost of attendance, the sticker price before grants and scholarships. Most students underestimate room & board and other expenses.

Tuition & Fees (in-state)
$6,417
Tuition & Fees (out-of-state)
$8,394
Room & Board (on-campus)
$10,825
Room & Board (off-campus)
$9,972
Books & Supplies
$1,659
Other Expenses (on-campus)
$1,919
Other Expenses (off-campus)
$2,464
Total Cost of Attendance
$15,589

Net Price by Family Income

Aid is need-based, so net price varies by family income. Here's what each bracket typically pays after grants and scholarships.

  • Under $30,000
    $5,134
  • $30,001 – $48,000
    $4,151
  • $48,001 – $75,000
    $7,414
  • $75,001 – $110,000
    $10,514
  • Over $110,000
    $11,413

Debt at Graduation

Cumulative federal-loan debt across the full borrowing distribution. The 10th and 90th percentiles bracket the typical range; the median sits in the middle.

$2,012
10% percentile
$3,564
25% percentile
$10,959
Median percentile
$12,599
75% percentile
$19,352
90% percentile

Median Debt by Student Type

Median federal-loan debt at graduation broken down by demographic. Each slice's size is proportional to the dollar amount that group typically borrows.

GroupDebtvs Median
Pell recipients $5,500 ↓ $5,459
No Pell $5,500 ↓ $5,459
Dependent students $5,500 ↓ $5,459
Independent students $9,500 ↓ $1,459
Female students $5,758 ↓ $5,201
Male students $5,500 ↓ $5,459
Pell recipients: 14.8% (1,618 students)No Pell: 14.8% (1,618 students)Dependent students: 14.8% (1,618 students)Independent students: 25.5% (2,794 students)Female students: 15.5% (1,694 students)Male students: 14.8% (1,618 students)Overall Median$10,959
Worth knowing: Students who don't finish leave with a median debt of $5,500, less than completers ($10,959), but still a meaningful obligation without a degree in hand.

Graduation Rate & Retention

25% of students who start here finish within six years, and 58% come back after first year. Most students who start here do not finish. That is the single most important number on this page. Source: IPEDS 2023-24.

Completion and earnings carry the most weight in this college's score, and how the UCD Score weighs each measure sets out exactly how they are combined.

6-Year Graduation Rate
25%
Of students who graduate within six years
First-Year Retention
58%
Returning for their second year
What this means: Lower than typical completion. Worth asking the school how they support students who fall behind.

After Graduation: Earnings & Outcomes

Ten years after starting here, the median student earns $37,303 a year, close to the national median. Typical for most colleges, so what you study will matter more than where. Source: College Scorecard 2023-24.

Median Earnings (10 yrs)
$37,303
Earning > $25K
63%
10 yrs after entry

Earnings Growth After Graduation

Median annual earnings 6, 8, and 10 years after students first enrolled.

$33,000$34,000$35,000$37,000$38,0006 yrs8 yrs10 yrs

Earnings by Demographic

Mean annual earnings 10 years after entry, segmented by demographic. Reveals gaps the headline median can't show.

By Gender

Female graduates
$27,400

Median earnings for female grads ten years after first enrolling here.

Male graduates
$41,800

Median earnings for male grads ten years after first enrolling here.

The gender gap: Male graduates earn $14,400, about 34% more than female graduates ten years out. The gap reflects industry mix, role choice, and structural pay differences that exist across most US colleges.

Loan Repayment Progression

Share of completer-cohort borrowers paying down at least $1 of principal at the 1-, 3-, 5-, and 7-year mark. Climbing rates show graduates settling into careers and managing debt; flat or declining rates are a warning.

Climbing: graduates increasingly paying down debt ↑ 13.2 pts across 6 years
44.8%1yr50.2%3yr58%5yr
What this signals: Moderate. Only 58% of graduates are paying down principal seven years out.

Who Studies Here

Who you would actually be sitting next to: 1,431 students, a small, close-knit community. Worth knowing: 41% are the first in their family to go to college.

Total Enrolled
1,431
Part-Time
33%
First-Generation
41%

Race & Ethnicity Breakdown

Undergraduate student body composition reported to the US Department of Education.

GroupShareStudents
White 68.6% 981
Black 15.3% 219
Other 8.8% 126
Hispanic 1.2% 17
Asian 0.8% 11
White: 68.6% (981 students)Black: 15.3% (219 students)Other: 8.8% (126 students)Hispanic: 1.2% (17 students)Asian: 0.8% (11 students)Total1,431

Student Life & Campus Culture

Where students live, learn, and connect at Southwestern Michigan College. The campus setting, housing profile, and signals that shape day-to-day life here.

Setting
Rural: Fringe Dowagiac, Michigan
Housing
Partly residential 365 beds available
Adult Learners
21% of students are 25 or older
Athletics
NCAA athletic-conference member
Academic Calendar
Semester scheduling structure

What You Can Study

After that comes the national picture for Health graduates, which shows what the field pays across every college rather than just this one.

Southwestern Michigan College offers an extensive catalog of programs: 41 distinct programs across 21 majors. Below are its strongest majors, each with flagship programs and typical earnings. Open a major to explore it in depth, or browse the full program catalog.

1 Program
6 Programs
5 Programs
3 Programs

Faculty & Resources

There are 17 students for every instructor here: on the higher side, so larger classes are common.

Student : Faculty
17:1
Students per instructional faculty member
Instruction / Student
$6,705
Annual instructional spending per enrolled student
Endowment
$14M
Modest endowment
Avg Faculty Salary
$68,180
9-month equivalent across all ranks

Faculty by Rank

45 instructional faculty across 3 ranks. The rank mix shows how many senior faculty are teaching versus contingent or junior staff, with average salary equated to a 9-month contract.

Rank Faculty Count Share Avg Salary
Full Professors 31 69% $71,136
Associate Professors 12 27% $63,505
Assistant Professors 2 4% $50,400

Pros & Cons of Southwestern Michigan College

No college is right for everyone. Here is where Southwestern Michigan College is likely to suit you and where it may not, based on the same figures shown above.

Read against a single profile these cut both ways, which is why it helps to put two colleges side by side on the same measures rather than judging one in isolation.

PROS
  • Very affordable net price after aid
  • Open admissions
  • Tight-knit, close community feel
  • Low typical debt at graduation
  • First-gen-friendly student body
CONS
  • Class sizes are on the higher side
  • Fewer clubs, activities, and social options
  • Low completion rate, many students don't graduate within six years
  • First-year retention is below typical
  • Earnings outcomes are on the lower side
Best for: Based on the data, Southwestern Michigan College is a fit for students who want a clear path to start college without a competitive admissions barrier; families focused on keeping net cost low; students who thrive in small, close-knit environments.

Frequently Asked Questions about Southwestern Michigan College

The questions families ask most about Southwestern Michigan College, answered straight from the federal data rather than from the college's own marketing.

Is Southwestern Michigan College hard to get into?
Not especially. Southwestern Michigan College admits most qualified applicants, and reports no competitive acceptance rate. Plan around cost and whether students finish, not your odds of getting in.
What is the acceptance rate at Southwestern Michigan College?
No acceptance rate is reported, which for a college like this normally means admission is open to anyone meeting the basic requirements. Confirm with the admissions office rather than assuming it.
How much does Southwestern Michigan College cost?
Budget around $5,978 a year. That is the net price, what families typically pay once grants and scholarships come off, not the sticker price. Your own figure depends on household income, so treat this as a midpoint rather than a quote. Source: College Scorecard 2023-24.
Is Southwestern Michigan College worth it?
On the numbers, yes: strong return on investment. Ten years in, the median graduate earns $37,303 a year against a net price of $5,978, about 6.2 dollars of earnings for every dollar of annual cost. That ratio ignores whether you finish and what you study, which matter just as much. Source: College Scorecard 2023-24.
What is Southwestern Michigan College known for?
Mostly Liberal Arts, Nursing, Precision Metal Working. Those are the fields where it awards the most degrees, which is a better guide to where the teaching strength sits than any reputation ranking. Source: IPEDS 2023-24.
What do Southwestern Michigan College graduates earn?
About $37,303 a year, measured ten years after students first enrolled. Half earn more and half earn less, and what you study moves that figure far more than where you study. Source: College Scorecard 2023-24.
Is Southwestern Michigan College accredited?
Yes. Southwestern Michigan College is accredited by the Higher Learning Commission.
How many students attend Southwestern Michigan College?
1,431 students. Small enough that you will recognize faces across campus, and small enough that course choice can be limited. Source: IPEDS 2023-24.
What is the graduation rate at Southwestern Michigan College?
25% finish within six years. That means most students do not finish in six years. Ask the school directly what support exists for students who fall behind. Source: IPEDS 2023-24.
Is Southwestern Michigan College a public or private college?
It is Public. Public, so in-state students usually pay materially less than everyone else.
Where is Southwestern Michigan College located?
Southwestern Michigan College is located in Dowagiac, Michigan.
What programs does Southwestern Michigan College offer?
41 different programs, most commonly Liberal Arts, Nursing, Precision Metal Working. If the subject you want is not among them, check the full list before applying rather than assuming it is offered.
What is the student-to-faculty ratio at Southwestern Michigan College?
17 students per instructor. About average, so a mix of seminars and larger lectures. Source: IPEDS 2023-24.

Continue Exploring

Browse our full directory: every college, major, program, and career we track, all built from verified government data.