University of the Cumberlands is a private nonprofit institution offering graduate degrees based in Williamsburg, Kentucky. It enrolls 6,941 students (a large student body), according to IPEDS 2023-24 data. Below you'll find verified data on admissions, cost, student outcomes, programs offered, and what graduates typically earn, all pulled from the U.S. Department of Education's College Scorecard and IPEDS.
AccreditorSouthern Association of Colleges and Schools Commission on Colleges
Academic CalendarSemester
How It Measures Up
US College Data scores each college on four pillars (outcomes, value, affordability, and selectivity) on a 0–100 scale, ranked within its peer group (4-Year Selective). Scores are calculated from verified College Scorecard and IPEDS data, not opinion or paid placement. Where data is missing, that pillar isn't scored.
Good
67/100
UCD Score · 4-Year Selective
Outcomes43
Value66
Affordability83
Selectivity11
Admissions & Acceptance Rate
With an acceptance rate of 98.8%, University of the Cumberlands is broadly accessible to qualified applicants.
Acceptance Rate
98.8%
Open
SAT Range (25th–75th)
—
Not reported
ACT Range (25th–75th)
—
Not reported
Test PolicyTest OptionalApplicants choose whether to submit SAT or ACT scores.
5-Year Admission Trend
Acceptance rate over the last five admission cycles. The trend tells you whether University of the Cumberlands is getting harder, easier, or staying about the same.
Getting more selective ↓
8.7 pts
since 2019
Cost & Financial Aid
The real cost of attending University of the Cumberlands isn't the sticker price. It's the net price,which is what most students actually pay after grants and scholarships. According to College Scorecard 2023-24 data, the average net price is $14,107 per year. That's below the typical net price for private nonprofit colleges nationally.
Average Net Price
$14,107
Per year, after typical aid
Receive Pell Grants
53%
Need-based federal aid
Receive Federal Loans
68%
Borrowing to attend
Full Cost Breakdown
Published cost of attendance, the sticker price before grants and scholarships. Most students underestimate room & board and other expenses.
Tuition & Fees
$9,875
Room & Board (on-campus)
$9,300
Room & Board (off-campus)
$13,365
Books & Supplies
$0
Other Expenses (on-campus)
$7,197
Other Expenses (off-campus)
$8,275
Total Cost of Attendance
$25,567
Net Price by Family Income
Aid is need-based, so net price varies by family income. Here's what each bracket typically pays after grants and scholarships.
Under $30,000
$10,736
$30,001 – $48,000
$11,147
$48,001 – $75,000
$12,572
$75,001 – $110,000
$16,441
Over $110,000
$18,846
Debt at Graduation
Cumulative federal-loan debt across the full borrowing distribution. The 10th and 90th percentiles bracket the typical range; the median sits in the middle.
$2,18010%percentile
$4,00025%percentile
$14,911Medianpercentile
$18,64475%percentile
$27,00090%percentile
Median Debt by Student Type
Median federal-loan debt at graduation broken down by demographic. Each slice's size is proportional to the dollar amount that group typically borrows.
GroupDebtvs Median
Pell recipients $9,034
↓ $5,877
No Pell $8,206
↓ $6,705
Dependent students $9,500
↓ $5,411
Independent students $8,116
↓ $6,795
Female students $8,527
↓ $6,384
Male students $8,542
↓ $6,369
Worth knowing:
Students who don't finish leave with a median debt of $5,500, less than completers ($14,911), but still a meaningful obligation without a degree in hand.
Graduation Rate & Retention
45% of full-time students who enrolled at University of the Cumberlands graduate within six years, and 77% return for their second year, per IPEDS 2023-24 completion data.
6-Year Graduation Rate
45%
Of students who graduate within six years
First-Year Retention
77%
Returning for their second year
After Graduation: Earnings & Outcomes
According to College Scorecard 2023-24 data, students who entered University of the Cumberlands earn a median of $45,036 ten years after first enrolling. That's close to the national median for U.S. colleges.
Median Earnings (10 yrs)
$45,036
Earning > $25K
73%
10 yrs after entry
Earnings Growth After Graduation
Median annual earnings 6, 8, and 10 years after students first enrolled.
Earnings by Demographic
Mean annual earnings 10 years after entry, segmented by demographic. Reveals gaps the headline median can't show.
By Gender
Female graduates
$34,100
Median earnings for female grads ten years after first enrolling here.
Male graduates
$41,300
Median earnings for male grads ten years after first enrolling here.
By Family Income at Entry
Family income (lowest third)
$35,500
Earnings of grads from the bottom-third of family incomes at entry.
Family income (middle third)
$37,000
Earnings of grads from the middle-third of family incomes at entry.
Family income (highest third)
$42,900
Earnings of grads from the top-third of family incomes at entry.
The gender gap:
Male graduates earn $7,200, about 17% more than female graduates ten years out. The gap reflects industry mix, role choice, and structural pay differences that exist across most US colleges.
Loan Repayment Progression
Share of completer-cohort borrowers paying down at least $1 of principal at the 1-, 3-, 5-, and 7-year mark. Climbing rates show graduates settling into careers and managing debt; flat or declining rates are a warning.
Climbing: graduates increasingly paying down debt ↑
16.6 pts
across 6 years
What this signals:
Strong. 79% of graduates are actively reducing their debt seven years out.
Who Studies Here
University of the Cumberlands is home to 6,941 students, a large student community. Some distinctive traits: 40% are first-generation college students.
Total Enrolled
6,941
Part-Time
16%
First-Generation
40%
Race & Ethnicity Breakdown
Undergraduate student body composition reported to the US Department of Education.
GroupShareStudents
White 81.2%5,638
Black 5.4%376
Hispanic 3.3%231
International 1.9%135
Asian 0.7%46
Other 0.6%43
Student Life & Campus Culture
Where students live, learn, and connect at University of the Cumberlands. The campus setting, housing profile, and signals that shape day-to-day life here.
Setting
Town: RemoteWilliamsburg, Kentucky
Housing
Partly residential1,420 beds available
Adult Learners
41%of students are 25 or older
Athletics
NCAAathletic-conference member
Academic Calendar
Semesterscheduling structure
Designation
Religiously affiliated
What You Can Study
University of the Cumberlands offers
an extensive catalog of programs:
60 distinct programs across
21 majors.
Below are its strongest majors, each with flagship programs and typical earnings.
Open a major to explore it in depth, or browse the full program catalog.
The student-to-faculty ratio at University of the Cumberlands is 19:1, on the higher side.
Student : Faculty
19:1
Students per instructional faculty member
Endowment
$516M
Solid financial position
Avg Faculty Salary
$57,440
9-month equivalent across all ranks
Faculty by Rank
272 instructional faculty across 4 ranks.
The rank mix shows how many senior faculty are teaching versus contingent or junior staff, with average salary equated to a 9-month contract.
Rank
Faculty Count
Share
Avg Salary
Full Professors
64
24%
$61,475
Associate Professors
97
36%
$59,988
Assistant Professors
92
34%
$56,087
Instructors
19
7%
$37,394
Pros & Cons of University of the Cumberlands
A quick at-a-glance summary of how University of the Cumberlands tends to stack up for prospective students,weighing its data, size, setting, and cost profile together.
PROS
Below-average net price
Accessible admissions for most applicants
Wide reach of need-based federal aid
CONS
Class sizes are on the higher side
Below-average completion rate
Modest first-year retention
Most students take on federal loans
Best for:
Based on the data, University of the Cumberlands is a fit for
students who want a clear path to start college without a competitive admissions barrier.
Frequently Asked Questions about University of the Cumberlands
Quick answers to the questions most students and parents ask. Every answer below is calculated from verified government data about University of the Cumberlands.
Is University of the Cumberlands hard to get into?
University of the Cumberlands has open or near-open admissions. Most qualified applicants are accepted. Acceptance rate: 98.8%.
What is the acceptance rate at University of the Cumberlands?
University of the Cumberlands has an acceptance rate of 98.8%, according to College Scorecard 2023-24 admissions data.
How much does University of the Cumberlands cost?
The average net price after aid at University of the Cumberlands is $14,107 per year, this is what students typically pay after grants and scholarships are applied. Net price data: College Scorecard 2023-24.
Is University of the Cumberlands worth it?
Solid return on investment. Graduates earn a median of $45,036 ten years after entering, against an average net price of $14,107 per year. That's roughly 3.2x earnings-to-cost. Source: College Scorecard 2023-24.
What is University of the Cumberlands known for?
University of the Cumberlands is best known for its programs in Information Systems, Business Administration, Teacher Education (K-12). These are the most popular fields by completed degrees, per IPEDS 2023-24 completion data.
What do University of the Cumberlands graduates earn?
Median earnings 10 years after entering University of the Cumberlands are $45,036, based on College Scorecard 2023-24 federal earnings data for Title IV recipients.
Is University of the Cumberlands accredited?
Yes. University of the Cumberlands is accredited by the Southern Association of Colleges and Schools Commission on Colleges.
How many students attend University of the Cumberlands?
University of the Cumberlands enrolls 6,941 students, per IPEDS 2023-24 fall enrollment data.
What is the graduation rate at University of the Cumberlands?
University of the Cumberlands graduates 45% of full-time students within six years, per IPEDS 2023-24 completion data.
Is University of the Cumberlands a public or private college?
University of the Cumberlands is a Private Nonprofit institution.
Where is University of the Cumberlands located?
University of the Cumberlands is located in Williamsburg, Kentucky.
What programs does University of the Cumberlands offer?
University of the Cumberlands offers 60 distinct programs. The most popular include Information Systems, Business Administration, Teacher Education (K-12).
What is the student-to-faculty ratio at University of the Cumberlands?
The student-to-faculty ratio at University of the Cumberlands is 19:1, per IPEDS 2023-24 data.
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Rankings That Feature University of the Cumberlands
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